Free Credit Report
Free
credit report, yours to keep even if you cancel later.
Here are the details of this great offer...
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When you sign up for a free 30 day trial of the year-round
personal credit monitoring service, you are sent login information that
allows you to get your credit report online.
The year-round service includes getting your report online as often as
you want, with automatic online monthly alerts for derogatory items, new
inquiries, credit fraud indicators, and more. A credit card is
required to sign up, but it is charged only if you don't cancel the
service by the end of the free 30 day trial.
Here's
more info and where to order.
(Need your report and score instantly?
Click here.) |
Other Free Credit Reports
Free credit reports from Experian, Equifax, and Trans Union are
available depending on your situation and the state in which you live. If you
are willing to wait, you might be able to get your credit report free, and from
each of the three credit bureaus!
(Can't wait? Need to see your score? Click
here if you want to see your credit report and score RIGHT NOW for a nominal charge.)
Here are the qualifications for a free credit
report by mail:
Within the last 60 days, have you been...
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denied credit based on a credit
report |
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denied employment based on a
credit report |
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denied insurance based on a credit
report |
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denied rental housing based on a
credit report |
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It is the responsibility of the
company that denied you credit or employment to indicate which credit
reporting company was used, and the phone number and address for
getting the free report. If you were not given the phone number, try
the following: Equifax: 1-800-685-1111, Experian
1 888 397-3742, Trans Union: 800-888-4213. Free reports
are not available over the Internet, and may require from 6 to 8 working
days to receive by mail. |
Can you certify that you...
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are unemployed and seeking
employment |
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are receiving public welfare
assistance |
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believe your credit file contains
inaccuracies resulting from fraud |
| If so, you are
entitled to a free report once a year upon request. Equifax:
1-800-685-1111, Experian 1 888 397-3742, Trans Union:
800-888-4213. Free reports are not available over the Internet, and
may require from 6 to 8 working days to receive by mail. |
Do you live in...
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Colorado |
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Georgia |
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Massachusetts |
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Maryland |
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New Jersey |
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Vermont |
| Laws in these
states require credit reporting agencies to provide you one free copy (two
in Georgia) of your credit report each year upon request.
Equifax: 1-800-685-1111, Experian 1 888 397-3742, Trans Union:
800-888-4213. Free reports are not available over the Internet, and
may require from 6 to 8 working days to receive by mail. |
When you call for a free report, be sure to have the following information
about yourself ready...
- First, middle and last name
(including Jr., Sr., III)
- Current address
- Previous addresses in the past
two years, if any
- Social Security Number
- Date of birth
- Current employer
- Phone number
(NOTE: It is now possible to
get all three credit bureaus in a single report online instantly, for a small
price with a credit card. Click
here for details.)
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