Free Credit Reports
Free
credit reports are here! You can get your credit report FREE with no
obligation. Simply sign up for a free 30 day trial of the year-round
personal credit monitoring service. As a member, you get login information that
allows you to see your credit report online, whenever you wish. If you choose
not to continue past the trial, the credit report remains yours to keep!
Here's
where to order.
Other Ways to get Free Credit Reports
The fact is, free credit reports from Experian, Equifax, and Trans
Union are available depending on your situation and the state in which you live.
If you are willing to wait, you might be able to get your credit report free,
and from each of the three credit bureaus!
Here's how to qualify for a free report...
Within the last 60 days, have you been...
| |
denied credit based on a credit
report |
| |
denied employment based on a
credit report |
| |
denied insurance based on a credit
report |
| |
denied rental housing based on a
credit report |
|
It is the responsibility of the
company that denied you credit or employment to indicate which credit
reporting company was used, and the phone number and address for
getting the free report. If you were not given the phone number, try
the following: Equifax: 1-800-685-1111, Experian
1 888 397-3742, Trans Union: 800-888-4213. Free reports
are not available over the Internet, and may require from 6 to 8 working
days to receive by mail. |
Can you certify that you...
| |
are unemployed and seeking
employment |
| |
are receiving public welfare
assistance |
| |
believe your credit file contains
inaccuracies resulting from fraud |
| If so, you are
entitled to a free report once a year upon request. Equifax:
1-800-685-1111, Experian 1 888 397-3742, Trans Union:
800-888-4213. Free reports are not available over the Internet, and
may require from 6 to 8 working days to receive by mail. |
Do you live in...
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Colorado |
| |
Georgia |
| |
Massachusetts |
| |
Maryland |
| |
New Jersey |
| |
Vermont |
| Laws in these
states require credit reporting agencies to provide you one free copy (two
in Georgia) of your credit report each year upon request.
Equifax: 1-800-685-1111, Experian 1 888 397-3742, Trans Union:
800-888-4213. Free reports are not available over the Internet, and
may require from 6 to 8 working days to receive by mail. |
When you call for a free report, be sure to have the following information
about yourself ready...
- First, middle and last name
(including Jr., Sr., III)
- Current address
- Previous addresses in the past
two years, if any
- Social Security Number
- Date of birth
- Current employer
- Phone number
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